About us

Welcome to Applied Mortgage: the Northampton branch HarborOneMortgage (formally Merrimack Mortgage, LLC). We are a midsize mortgage banking company specializing in residential mortgages. We offer conventional, MA Housing, FHA, VA, and Rural Housing mortgages for single family homes, condominiums, and 2-4 unit properties. We also offer construction and renovation loans.

As a family operated branch, we at Applied Mortgage are deeply committed to providing the best options and most courteous service to our borrowers. It is our goal to help our clients secure mortgage financing that meets their specific needs, as well as serves their best interests. Simultaneously we strive to create a seamless transaction for all parties involved.
Todd Barron and his team at Applied have served the Pioneer Valley since 1987!

As one of the region’s largest independent mortgage bankers, our reputation as a premier service provider has been the key to our success. In our history, many lenders have come and gone; few having been around as long as our team. Our success is attributed to our core strategy of providing a high level of customer satisfaction at a competitive price.

We pride ourselves on being the company that delivers the same products as the big lenders but we also provide the high quality service levels inherent in a small lender. It is our winning combination of finesse and strength and our goal to be the best mortgage lenders in MA that has led to our exceptional growth during the past three decades.

Furthermore, when it comes to products and prices, we are tough to beat! As a true mortgage banker, we correspond with all major conduits to find you the best product at the best price. So if you’re wondering “when should I apply for a mortgage,” the answer is now - and with us! Call us today, you'll be glad you did!